Live and running in Nigeria

The operating system for Nigerian cooperatives.

CoopEase runs your society's savings, loans, and dividends on one system your members can see and your committee can trust. Retire the ledger books and the WhatsApp spreadsheets, and run a cooperative that grows without breaking.

CoopEase Dashboard
Total savings
₦45.2M
Active loans
24
Members
156
Pending
7
Monthly growth
Recent activity
Savings deposit +₦45K
Loan approved ₦500K
New member MEM157
Live
Built & hosted in Nigeria Savings, loans & dividends NDPA 2023 aligned Multi-society support Payroll deductions Full audit trail Built & hosted in Nigeria Savings, loans & dividends NDPA 2023 aligned Multi-society support Payroll deductions Full audit trail

The problem

Running a cooperative on paper stops working.

Every month it is the same grind. Contributions reconciled by hand. Loan balances argued over in meetings. A members register that lives in one person's notebook, and a dividend season that swallows weeks of overtime. When the books and the bank do not agree, trust is what you lose. Most societies grow until the paperwork can no longer keep up, and then they stop growing.

The answer

One source of truth your members and committee both trust.

CoopEase replaces the ledgers, the spreadsheets, and the guesswork with a single system. Contributions post automatically. Loan eligibility, interest, and repayments are worked out the same way every time. Members check their own balances from their phones, so the office stops answering the same three questions all day. Your committee pulls clean numbers in seconds, and every figure traces back to a logged transaction.

What it does

Everything a cooperative actually runs on. Nothing it doesn't.

Savings

Multi-account savings

Share capital, willful savings, target accounts — each with its own ledger, rules, and caps.

Share capital

₦280K

56% of ₦500K cap

Willful

₦450K

Loan eligible: ₦900K

Target

₦120K

Annual return

Loans

Smart loan engine

Apply, approve, disburse, repay. Eligibility against savings and interest deducted at source — worked out the same way every time.

Application submitted 2 min ago
Committee reviewed just now
Disbursing ₦500,000...

Members

156

a living register with roles, shares, and status

CN
EU
AE
ON
+152

Commerce

Cooperative shop

Seasonal sales and installment purchases repaid straight from payroll.

🌾

Rice 50kg

₦42,000

💻

Laptop finance

₦350,000

Ledger

Full statements

Bank-style debit, credit, and balance for every account. Export to CSV in one click.

DateDescDrCr
Mar 25Savings+₦12K
Mar 20Loan pay₦27K
Mar 15Interest+₦1.2K

How it works

Live in days, not months.

1

Tell us your structure

Account types, loan products, roles, contribution rules. Every cooperative is different, so we configure yours.

2

We build your instance

Your own web address, your rules, your branding. Members sign up at that address and start using it immediately.

3

Run your cooperative

Process loans, manage savings, open your shop, generate reports. We handle the technology so you focus on members.

Trust & residency

Your members' money and data, kept in Nigeria.

CoopEase is hosted on Nigerian infrastructure, so your society's data stays resident in the country. It is built to align with the Nigeria Data Protection Act (NDPA) 2023: encrypted storage, role-based access, and a complete audit trail behind every transaction. Each cooperative's data is isolated from every other society on the platform. When a member or an examiner asks who did what and when, you have the answer.

Read our privacy policy

Data resident in Nigeria

Hosted on Nigerian infrastructure, so your society's data does not leave the country.

NDPA 2023 aligned

Built to the Nigeria Data Protection Act: encrypted storage, role-based access, recorded consent.

Per-society isolation

Every cooperative's data is walled off from every other society, with a full audit trail behind each change.

Pricing

Plans that scale with your society

One monthly price by member size. Every tier includes the full member, savings, and loan system.

Starter

Up to 100 members

₦15,000 /mo
  • Member & savings management
  • Service requests
  • Financial reports
Get started

Growth

Up to 300 members

₦35,000 /mo
  • Member & savings management
  • Service requests
  • Financial reports
  • Online payments
  • Payroll deductions
Get started
Most popular

Standard

Up to 750 members

₦60,000 /mo
  • Member & savings management
  • Service requests
  • Financial reports
  • Online payments
  • Payroll deductions
  • Dividend distribution
  • Custom member fields
Get started

Enterprise

Unlimited members

₦90,000 /mo
  • Member & savings management
  • Service requests
  • Financial reports
  • Online payments
  • Payroll deductions
  • Dividend distribution
  • Custom member fields
  • Custom domain
Get started

Bring CoopEase to your society.

Book a demo and we will show you your own cooperative running on CoopEase, with your savings, your loan rules, and your branding. When your committee is ready, we set up a workspace seeded and waiting for your members.